Green mortgage path · HSBC
HSBC pays you up to £1,250 cashback
HSBC's Energy Efficient Home Cashback pays £350–£1,250 on completion of a new mortgage or product transfer — but only if your property already has an EPC rating of A or B. It rewards green homes, not green upgrades.
Product
Energy Efficient Home Cashback
How it works
Cashback on install
Headline figure
Up to £1,250
What HSBC's Energy Efficient Home Cashback covers
- New HSBC mortgage on an EPC A or B property
- Product transfer on an EPC A or B property
Eligibility
- Your property already has a valid EPC rating of A or B.
- Available on new mortgages and product transfers with HSBC.
- Standard HSBC underwriting and affordability checks apply.
How to claim
- 01Provide your EPC at application stage.
- 02Cashback is paid to your HSBC account on mortgage completion.
Important context
Same dynamic as NatWest — this rewards an already-efficient property rather than funding the upgrade. If your EPC is below A or B, the route is to upgrade first (cash, finance, or further advance from another lender) and qualify on remortgage.
Source. Verified 23 June 2026 against www.hsbc.co.uk/mortgages.
Not financial advice. Geko Energy is not a regulated mortgage adviser. The information on this page is factual and sourced from HSBC's own published pages — eligibility for any product is determined by HSBC, not by Geko. Lender terms change; always confirm current terms direct with HSBC before relying on any specific figure. For regulated mortgage advice, speak to an FCA-authorised mortgage broker or HSBC directly.
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0% VAT on installs commissioned before 31 March 2027