Green mortgage path · Halifax
Halifax pays up to £1,000 cashback
If you're a Halifax mortgage customer, you can claim £1,000 cashback on solar (plus a £750 install discount on top), but only when the install is delivered by Halifax's panel installer, Effective Home. Both routes are laid out below.
Product
Green Living Reward
How it works
Cashback on install
Headline figure
Up to £1,000
What Halifax's Green Living Reward covers
- Solar PV + battery (only via Halifax's partner Effective Home for the £1k cashback)
- Insulation (£500 cashback, no installer restriction)
- Heat pumps (up to £2,000 cashback)
- Double glazing
Eligibility
- You hold a Halifax residential mortgage with a first illustration on or after 31 July 2024.
- The improvement is completed within 1 year of mortgage completion / further advance / product transfer.
- There is no minimum EPC rating requirement.
- There is no Halifax current-account requirement.
How to claim
- 01Halifax's £1,000 solar cashback is payable only when the install is delivered by their partner installer, Effective Home.
- 02Effective Home offers a £750 package discount to Halifax customers on top, a combined benefit of ~£1,750 via that route.
- 03If you choose a different installer (e.g. Geko), the £1,000 solar cashback isn't available. You can still claim the £500 cashback tier for other works (insulation, double-glazing etc.), which isn't installer-restricted.
- 04Submit invoices via the Green Living Reward portal within 12 months of completion.
Important context
If the £1k cashback is your priority, Halifax's panel installer Effective Home is the route. If you want your install designed in-house and signed off by a qualified Geko engineer, with full long-term aftercare, that's the Geko route. Most of our customers value the install quality + after-care over the cashback. The choice is yours, and we'll talk you through both on a free consultation.
Source. Verified 23 June 2026 against www.halifax.co.uk/mortgages/help-and-advice/green-living/solar-panels.html.
Not financial advice. Geko Energy is not a regulated mortgage adviser. The information on this page is factual and sourced from Halifax's own published pages. Eligibility for any product is determined by Halifax, not by Geko. Lender terms change; always confirm current terms direct with Halifax before relying on any specific figure. For regulated mortgage advice, speak to an FCA-authorised mortgage broker or Halifax directly.
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0% VAT on solar installs completed by 31 March 2027
