Green mortgage path · NatWest
NatWest discounts your rate by 0.10%
NatWest's green mortgage takes 0.10% off your initial mortgage rate, but only if your property already has an EPC rating of A or B. It rewards an already-efficient home rather than funding the upgrade.
Product
Green Mortgage
How it works
Better mortgage rate
Headline figure
0.10% rate discount
What NatWest's Green Mortgage covers
- Existing or new NatWest mortgage on an EPC A or B property
- Product transfers on an EPC A or B property
Eligibility
- Your property already has a valid EPC rating of A or B.
- Available on new mortgages and product transfers with NatWest.
- Standard NatWest underwriting and affordability checks apply.
How to claim
- 01Provide your EPC to NatWest at application stage.
- 02If your home isn't yet EPC A/B, this product doesn't fund the install.
Important context
This product rewards green properties, not green improvements. It does not fund an install. For advice on funding options, speak to an FCA-authorised mortgage broker.
Source. Verified 23 June 2026 against www.natwest.com/mortgages/green-mortgages.html.
Not financial advice. Geko Energy is not a regulated mortgage adviser. The information on this page is factual and sourced from NatWest's own published pages. Eligibility for any product is determined by NatWest, not by Geko. Lender terms change; always confirm current terms direct with NatWest before relying on any specific figure. For regulated mortgage advice, speak to an FCA-authorised mortgage broker or NatWest directly.
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